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At retirement’s edge, homebuying math gets harder. Here’s how to navigate it

todayFebruary 4, 2026

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An aerial view of residential homes in Rancho Cucamonga, Calif., on Sept. 17.

How old is too old for a 30-year mortgage? It’s just one of a number of questions that older Americans face when they are looking to buy a home later in life.

(Image credit: Mario Tama)

Written by: Prometheus

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